Make Your Home Equity Work for You

A Reverse Mortgage can provide eligible older homeowners with a way to access a portion of the equity they have built in their home. Rather than making traditional monthly mortgage payments, qualifying borrowers may receive funds based on their home’s value and other program requirements. John Aranda can help you understand how a Reverse Mortgage works and whether it may support your financial and retirement goals.
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Access Your Home Equity

Support Your Retirement Plans

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Advantages of Reverse Mortgages

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Understand Your Options

WHY WORK WITH ROBERT HASTEDT AT HL & D CORP?

Navigating the mortgage landscape requires a dedicated professional who prioritizes your financial goals. Robert Hastedt brings extensive lending knowledge, local Colorado market expertise, and personalized service to every transaction. At HL & D Corp, we are committed to making your home financing experience seamless, transparent, and tailored precisely to your needs.

We are known for

Every borrower has unique goals. Robert takes the time to understand your financial picture and provides tailored recommendations for VA, FHA, or Conventional loans.

Deep knowledge of Colorado’s real estate and lending landscape ensures your mortgage is structured for maximum efficiency and local market compliance.

Stay informed at every step. From pre-approval to final closing, Robert provides clear updates and answers all your questions without hidden surprises.

We manage the paperwork, processing, and underwriting details directly, making the entire journey smooth and stress-free.

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"FAQs"

Robert Hastedt evaluates your financial profile, credit score, down payment capacity, and long-term goals to recommend the best fit between Conventional, FHA, and VA options.

Typically, you will need recent pay stubs, tax returns (W-2s or 1099s), bank statements, government ID, and debt information.

On average, closing takes between 21 to 30 days from full application submission, depending on appraisal timelines and documentation processing speed.

Yes. We review full financial documentation and bank statements to structure qualified loan solutions tailored for business owners and self-employed professionals.

A pre-approval letter proves to sellers and real estate agents that your financing is backed by a verified lender, giving your offers a strong competitive edge.

Let’s Find the Right Path Forward

Ready to take the next step toward your homeownership or financing goals? Robert Hastedt is here to answer your questions, review your options, and provide personalized mortgage guidance based on your unique situation. Whether you are ready to apply or simply want to explore your possibilities across Colorado, reach out today and let’s start the conversation.